December 2022 Dividend Income & Recent Buys

Welcome to the first post of the new year ☀️ The motivation is as strong as ever towards investing and ready to keep actively pursuing financial independence in 2023.

And now for this month’s special edition year end report, as the journey to financial freedom continues…

2022 Results:

Unlike the prior year, the major US indexes all posted negative returns in 2022. With the S&P 500 losing more than -18%. Ouch. The NASDAQ index which is more tech heavy fell a whooping -33%.

This made it tough to increase total net worth in 2022. And as a result, it was the first year ending with less assets than starting the year I’ve experienced. (Even after all the monthly saving and dip buying…)

It could have been worse for sure, and hopefully allocating more cash to stocks will drive future gains. It was a good experience to go through and it really put things in perspective.

Below is an interesting chart of the stock market gains and losses throughout the years:

S&P 500 Historical Annual Returns

That little blue line on the right side of the image is already the 2023 year gains so far at 3%. However, markets seem to change by that amount on a regular day now so how the year will end is anyone’s guess.

There were moments last year when the S&P 500 was hovering at a -25% loss on the year. As one can see, the market has ended the year by that amount only a few times in its history. And that goes all the way back to the Great Depression.

Brokerage account

The final calculation of the brokerage portfolio return (with factoring out contributions) came out to approximately -13.4% on the year. A pretty decent decline. This did beat the S&P 500 by about 5% for the year, but oddly enough in 2021 the portfolio underperformed the index by around the same 5%, so it all kind of balances out 🧐

Let’s see how things end up in 2023.

Keeping a long term view is always a good idea, and continued dollar cost averaging into well founded positions helps avoid market timing.

December Dividends:

Below is the dividend income received during December: (Values are in USD) 

ADM – 26.00

AVGO – 55.20

AWK – 62.23

AWR – 21.86

CHD – 27.56

D – 20.03

DFS – 27.60

ESGV – 109.39

INTC – 22.27

JNJ – 56.50

KLAC – 20.80

LAND* – 4.67

MCD – 31.92

MMM – 32.78

MSFT – 27.88

NDAQ – 15.00

NVDA – 0.60

NEE – 11.48

PSX* – 22.02

ROST – 8.68

SJW – 21.60

SO – 44.20

STE – 6.58

SWK – 20.00

TGT – 70.20

UNP – 26.00

V – 15.30

VTI* – 16.41

WCN – 8.42

WM – 40.95

WTRG – 25.83

WWE* – 2.05

YUM – 9.69

ZTS – 9.75

_______________________ 

December Dividend Totals: $921.45

Total Payouts: 34 (positions marked “*” are held in an IRA)

Month Increase YoY: 27.6%

_______________________ 

Another all time record high in monthly dividends. And happy to see that growth rate. Looking to finally crack $1k in a month during 2023.

Recent Purchases:

Here are the recent buys made over the last few months. These are mostly adding shares for specific portfolio allocation. Lots of factors go into investing, including one’s own personal timeline, risk tolerances, goals, and other assets, etc.

25 AAPL @ $129

12 ENTG @ 69

1 MSFT @ 227

5 ZTS @ 137

2 DIS @ 87

30 D @ 59

10 SWK @ 78

1 AVGO @ 548

1 WTRG @ 47

3 WM @ 163

15 PARA @ 17

Also made a few regular index purchases in an investment account. Trying to do a 50-50 % split on index purchases vs individual stocks, but it usually ends up being more 80-20 towards stocks as the portfolio always seems to need work…

Portfolio Top 13 Holdings:

  • American Water Works (AWK)
  • Target (TGT)
  • Microsoft (MSFT)
  • Waste Management (WM)
  • Apple (AAPL)
  • Church & Dwight (CHD)
  • Johnson & Johnson (JNJ)
  • General Mills (GIS)
  • Visa Inc (V)
  • Thermo Fisher Scientific (TMO)
  • Broadcom Inc (AVGO)
  • PepsiCo Inc (PEP)
  • Lowe’s Companies Inc (LOW)

The new name that has showed up in the list is Apple 🍎 as the portfolio grew another tech position during the year.

Would like to get MSFT up a spot as the #2 holding but never seem to have the cash ready when it drops before it rebounds again.

Some other names just outside the list are ABBV, KLAC, CAT, ADP and ZTS. Maybe they will make an appearance in future reports.

We will see what 2023 brings and excited for another year closer to reaching financial independence.

Thank you for reading and happy investing.

-Divcome 

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